Key Requirements for Disability Benefits in Nebraska

Meet the Basic Eligibility Criteria

To qualify for disability benefits in Nebraska, you must meet the federal criteria set by the Social Security Administration (SSA), which apply in all states:

• Medical Condition: You must have a physical or mental impairment that has lasted or is expected to last at least 12 months, or result in death.
• Inability to Work: Your condition must prevent you from engaging in Substantial Gainful Activity (SGA), meaning you cannot earn more than a certain amount per month due to your disability.
• Proof of Condition: Your medical condition must be supported by detailed documentation and, ideally, fall under the SSA’s Listing of Impairments.

Understand the Difference Between SSDI and SSI

Nebraska residents may be eligible for SSDI, SSI, or both, depending on their work history and financial situation:

• SSDI (Social Security Disability Insurance): You must have earned enough work credits by paying into Social Security through your employment. Typically, this means working at least 5 of the last 10 years.
• SSI (Supplemental Security Income): This program is based on financial need, not work history. You must have limited income and resources to qualify.

Prepare Strong Medical Evidence

A successful disability claim in Nebraska depends heavily on your ability to provide solid, consistent, and detailed medical evidence.

• Keep regular appointments with your doctors and specialists.
• Follow all prescribed treatments and medications.
• Collect all relevant medical records, including test results, hospital visits, treatment notes, and physician opinions.
• A statement from your treating physician describing how your condition affects your daily life and ability to work can be a powerful piece of evidence.

Understand the SSA’s Five-Step Evaluation Process

The SSA will use a standardized five-step evaluation to decide if you’re disabled:

1. Are you working above the SGA level?
2. Is your condition severe?
3. Does it meet or equal a listed impairment?
4. Can you perform past work?
5. Can you do any other type of work given your age, education, and experience?

Make sure your application addresses these points directly and clearly.

Apply for Disability in Nebraska

You can apply for disability benefits in Nebraska using one of the following methods:

• Online: Visit www.ssa.gov to start your application.
• By Phone: Call the SSA at 1-800-772-1213.
• In Person: Visit a local Social Security office in Nebraska. You can find your nearest office through the SSA's online locator tool.

Submit all requested documentation with your application and review your information carefully before submission to avoid errors or omissions.

Be Prepared for an Initial Denial

Most disability claims—even valid ones—are denied on the first try. If this happens, don’t give up. You can appeal the decision through the SSA’s appeals process:

• Request Reconsideration
• Request a Hearing with an Administrative Law Judge (ALJ)
• Submit new medical evidence or documentation if your condition worsens

Appeals can take time, but many applicants are approved during this stage.